:root{--ink:#0E1A2B;--navy:#15294A;--bronze:#A8803F;--bronze-d:#8A6830;--paper:#F3F5F8;--white:#fff;--text:#2A3341;--muted:#5F6B7D;--line:#DCE1E9}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth;scroll-padding-top:90px}
body{font-family:'Inter',sans-serif;color:var(--text);line-height:1.7;background:var(--white);overflow-x:hidden}
h1,h2,h3{font-family:'Cormorant Garamond',serif;color:var(--ink);line-height:1.15;font-weight:600}
a{color:inherit;text-decoration:none}
:focus-visible{outline:2px solid var(--bronze);outline-offset:3px}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
section{padding:96px 0}
.lead{font-size:17px;color:var(--muted);max-width:620px}
.h2{font-size:clamp(32px,4vw,44px);margin-bottom:14px}
.btn{display:inline-flex;align-items:center;gap:10px;padding:14px 28px;font:600 14px 'Inter',sans-serif;border:1px solid var(--bronze);background:var(--bronze);color:#fff;cursor:pointer;transition:.25s}
.btn:hover{background:var(--bronze-d);border-color:var(--bronze-d)}
.btn.ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.45)}
.btn.ghost:hover{background:rgba(255,255,255,.1)}
/* top bar + header */
.topbar{background:var(--ink);color:rgba(255,255,255,.75);font-size:13px;padding:8px 0}
.topbar .wrap{display:flex;justify-content:space-between;gap:16px;flex-wrap:wrap}
.topbar i{color:var(--bronze);margin-right:6px}
header{position:sticky;top:0;z-index:100;background:rgba(255,255,255,.97);border-bottom:1px solid var(--line);backdrop-filter:blur(8px)}
header .wrap{display:flex;justify-content:space-between;align-items:center;height:80px}
.brand{display:flex;align-items:center;gap:12px}
.logo-k{font:italic 600 54px/0.8 'Cormorant Garamond',serif;color:var(--navy)}
.logo-t{display:flex;flex-direction:column}
.logo-t b{font:500 21px/1 'Inter',sans-serif;color:var(--ink)}
.logo-t i{display:block;height:2px;background:var(--bronze);margin:5px 0}
.logo-t span{font-size:15px;line-height:1;color:var(--muted)}
nav ul{list-style:none;display:flex;gap:28px;align-items:center}
nav a{font-size:14px;font-weight:500;color:var(--ink);padding:6px 0;border-bottom:2px solid transparent}
nav a:hover{border-color:var(--bronze)}
nav a.cta{background:var(--ink);color:#fff;padding:10px 20px;border:0}
nav a.cta:hover{background:var(--bronze)}
.burger{display:none;background:none;border:0;font-size:24px;color:var(--ink);cursor:pointer}

.ph{background:linear-gradient(rgba(14,26,43,.9),rgba(14,26,43,.8)),url('https://images.unsplash.com/photo-1589994965851-a8f479c573a9?q=80&w=2070&auto=format&fit=crop') center/cover var(--ink);color:#fff;padding:80px 0}
.ph h1{color:#fff;font-size:clamp(36px,5vw,56px);margin-bottom:12px}
.ph p{color:rgba(255,255,255,.8);max-width:640px}
.crumb{font-size:13px;margin-bottom:16px;color:rgba(255,255,255,.65)}.crumb a:hover{color:var(--bronze)}
.search{display:flex;gap:12px;margin:0 0 36px}.search input{margin:0;max-width:420px}
.grp{margin-bottom:52px}.grp h2{font-size:30px;margin-bottom:6px}.grp>p{color:var(--muted);font-size:15px;margin-bottom:18px}
.gl{display:grid;grid-template-columns:repeat(auto-fill,minmax(260px,1fr));gap:16px}
.chips{display:flex;flex-wrap:wrap;gap:10px}.chip{border:1px solid var(--line);padding:8px 14px;font-size:14px;background:#fff;transition:.2s}.chip:hover{border-color:var(--bronze);background:var(--paper)}.chip b{color:var(--bronze-d);font-weight:600}
.tg{display:grid;grid-template-columns:repeat(auto-fit,minmax(340px,1fr));gap:24px}
.calc{border:1px solid var(--line);border-top:3px solid var(--bronze);padding:28px;background:#fff}
.calc h2{font-size:26px;margin-bottom:4px}.calc>p{font-size:14px;color:var(--muted);margin-bottom:16px}
.row2{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.out{background:var(--paper);padding:16px;margin-top:6px;font-size:14px}.out b{display:block;font:600 30px 'Cormorant Garamond',serif;color:var(--navy)}
.out div{display:flex;justify-content:space-between;color:var(--muted);padding:2px 0}
.note{margin-top:32px;font-size:13.5px;color:var(--muted);border-left:3px solid var(--bronze);padding-left:16px}
footer{background:#08111e;color:rgba(255,255,255,.6);padding:40px 0;font-size:13px}
footer .wrap{display:flex;justify-content:space-between;gap:20px;flex-wrap:wrap}
footer a:hover{color:var(--bronze)}
footer nav{display:flex;gap:22px;flex-wrap:wrap}
.disclaimer{margin-top:16px;font-size:12px;opacity:.7;max-width:900px}
.wa{position:fixed;bottom:26px;right:26px;width:56px;height:56px;border-radius:50%;background:#25D366;color:#fff;display:flex;align-items:center;justify-content:center;font-size:28px;box-shadow:0 6px 20px rgba(0,0,0,.25);z-index:90}

@media(max-width:960px){section{padding:64px 0}.burger{display:block}nav{position:absolute;top:80px;left:0;right:0;background:#fff;border-bottom:1px solid var(--line);display:none;padding:12px 24px 24px}nav.open{display:block}nav ul{flex-direction:column;align-items:flex-start;gap:14px}}
@media(max-width:420px){.tg{grid-template-columns:1fr}}
@media(prefers-reduced-motion:reduce){*{transition:none!important}}
label{display:block;font-size:13px;font-weight:500;margin-bottom:4px;color:var(--ink)}
input,select,textarea{width:100%;padding:11px 12px;border:1px solid var(--line);font:400 14px 'Inter',sans-serif;margin-bottom:14px;background:#fff;color:var(--text)}
.res{display:flex;gap:16px;align-items:center;padding:20px;border:1px solid var(--line);background:#fff;transition:.25s}
.res:hover{border-color:var(--bronze);background:var(--paper)}
.res i{font-size:22px;color:var(--bronze)}
.res b{display:block;font-size:15px;color:var(--ink)}
.res span{font-size:13px;color:var(--muted)}